Ok so Im going to try something new. My friend Marni does this every week and from her pics, it seems that is is pretty productive! this is what i need!
So this week I (well steven and I) Have tackled our budget! Well started to at least! We have a mountian (not really but a small hill) of debt. And really who wants that? NOT I! So together last night we sat down and figured out our expenses and have decided to make some changes so that it will be easier for us to adjust once there is another mouth to feed and back to clothe! lol! not to mention the raising gas prices have really affected everyones budget im sure! We are tracking our expenses for the month of june, to kind of evaluate where we spend money that is unnecessary so that we can set an actual budget on these things. We decided that were going to talk to the other person BEFORE we spend any money, that will make us accountable, and both liable for the spent money!
So were cutting out some unnecessary "luxury" things, and cutting back on some other stuff! Were going to try to live how we did in sac when we were actually broke! And really looking back we lived simply, and we enjoyed each day we used to cook dinner EVERY NIGHT, and we actually enjoyed it, watched a movie and relaxed. We found things to do that were cheap or free.
We have decided that we eat out too much and that needs to stop. So from now on it will be for special occasions, and every now and then just to treat our selves!
Steven decided that he is going to take over the grocery shopping, he says he can cut our bill in half if not more, and hey im willing to let him!
im looking for any other ways to cut back and save! Living in windsor they have so many events on the green that are all free so were going to start enjoying those!
we have also removed all credit cards from our walletts and put them safely away, as they will not be used unless there is a real emergency....which is what they should be for anyway! thus all payments will DECREASE the balance!
Were going to make LISTS of things we need around the house before we go to walmart, target, costco etc...and stick to the list!
Im totally open for suggestions on ways to cut back!
I have no pics of this tackle....im sure you all know what a stack of bills looks like! We have set a goal to have a certian precentage of our debt paid off by the time miss savanna gets here....so....here goes! i think we can do it!
So tell me, do you have anything at all that you are tackling this week?